Side-by-side · Q2 2026 data
Bank of Kampsville vs First State Bank of St. Charles, Missouri
Bank
First State Bank of St. Charles, Missouri
St. Charles, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Bank of Kampsville | First State Bank of St. Charles, Missouri |
|---|---|---|
| TellerScore | 91 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 57 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 96th | 88th |
| Total assets | $134.1M | $535.2M |
| Deposits / shares | $110.7M | $400.8M |
| Capital ratio | 17.41% (stronger) | 15.65% |
| Problem loans | 0.01% (stronger) | 0.40% |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 0.93% | 1.67% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 106.1% |
| Uninsured deposits | 7.5% (stronger) | 25.3% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.6% | — |
Bank of Kampsville has the higher TellerScore (91 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kampsville leads on 5 and First State Bank of St. Charles, Missouri on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.