TellerScore

Bank of Kampsville (FDIC certificate #11750) is based in Kampsville, Illinois. Its Q2 2026 call report shows $134.1M in total assets and $110.7M in deposits and 4 offices.

Based on its Q2 2026 filing, Bank of Kampsville scores 91/100, which we describe as very strong. That is higher than 96% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 15th. Its strongest component is capital cushion (100/100; 17.41%), and its lowest is earnings (57/100; 0.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 17.41%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings57/100
Return on assets (annualized): 0.93%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 42.3% · 7.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 21 points (70 → 91), mostly because the loan quality component improved by 75 points.

TellerScore
708191Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202488
Q3 202489
Q4 202488
Q1 202575
Q2 202570
Q3 202570
Q4 202579
Q1 202689
Q2 202691
Tier 1 leverage ratio
5.00%11.66%18.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202417.81%
Q3 202418.26%
Q4 202418.32%
Q1 202518.13%
Q2 202517.88%
Q3 202517.83%
Q4 202517.91%
Q1 202617.45%
Q2 202617.41%
Noncurrent loans
0.01%1.13%2.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.24%
Q3 20240.06%
Q4 20240.20%
Q1 20251.47%
Q2 20252.26%
Q3 20252.23%
Q4 20251.24%
Q1 20260.13%
Q2 20260.01%
Return on assets
0.52%0.72%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.77%
Q3 20240.70%
Q4 20240.71%
Q1 20250.52%
Q2 20250.68%
Q3 20250.68%
Q4 20250.75%
Q1 20260.72%
Q2 20260.93%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$134.1M17.41%0.01%0.93%42.3%
Q1 202689$133.4M17.45%0.13%0.72%42.2%
Q4 202579$129.5M17.91%1.24%0.75%44.2%
Q3 202570$125.0M17.83%2.23%0.68%45.8%
Q2 202570$126.3M17.88%2.26%0.68%44.8%
Q1 202575$123.6M18.13%1.47%0.52%45.1%
Q4 202488$120.6M18.32%0.20%0.71%47.3%
Q3 202489$119.5M18.26%0.06%0.70%47.4%
Q2 202488$121.1M17.81%0.24%0.77%45.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.41%
94th
Total risk-based capital0.00%
24th
Problem loans0.01%
85th
Net charge-offs0.01%
44th
Return on assets0.93%
30th
Net interest margin3.00%
10th
Efficiency ratio63.8%
46th
Loans to deposits42.3%
95th
Uninsured deposits7.5%
97th
Loan-loss reserves0.74%
9th
Texas ratio0.2%
82nd

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Rushville State BankBank Rushville, IL94 out of 100, Very strong$134.8M14.3%0.19%vs
First Community Bank of HillsboroBank Hillsboro, IL77 out of 100, Strong$133.3M11.6%0.10%vs
The Iuka State BankBank Salem, IL30 out of 100, Low$133.0M10.3%7.98%vs
The Litchfield National BankBank Litchfield, IL62 out of 100, Moderate$135.7M8.9%0.84%vs
Southern Illinois BankBank Johnston City, IL62 out of 100, Moderate$136.5M17.7%4.75%vs
Streator Home Savings BankBank Streator, IL70 out of 100, Strong$137.0M22.0%1.19%vs

Deposit insurance

Is my money safe at Bank of Kampsville?

Yes. Bank of Kampsville is an FDIC-insured institution (FDIC certificate #11750). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.5% of deposits ($8.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 17.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Bank of Kampsville lists 4 offices in 4 cities. Most locations:

  • Brussels, IL (1)
  • Hardin, IL (1)
  • Kampsville, IL (1)
  • Pleasant Hill, IL (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Bank of Kampsville reported 32 home-loan applications under HMDA (LEI 254900PJUWNEQ2VZTG49): 21 originated ($3,315,000 total), 8 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Bank of Kampsville
Type
State-chartered bank
FDIC certificate #
11750
RSSD ID
487142
Primary regulator
FDIC
Holding company
Kampsville Bancshares Inc
Established
December 1, 1908
Headquarters
244 N Broadway, Kampsville, IL 62053
Employees
21

Quick answers

Bank of Kampsville: common questions

Is Bank of Kampsville FDIC insured?

Yes. Bank of Kampsville is an FDIC-insured institution (FDIC certificate #11750). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Kampsville's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Kampsville ever failed?

There is no failure record for FDIC certificate #11750 in the FDIC failed bank list.

How many branches does Bank of Kampsville have?

4 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Kampsville

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers State BankBank Pittsfield, IL88 out of 100, Very strong$339.8M15.0%0.23%vs
United Credit UnionCredit union Mexico, MO88 out of 100, Very strong$302.1M15.2%0.40%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
Jersey State BankBank Jerseyville, IL75 out of 100, Strong$190.1M13.3%1.18%vs
Bank of Calhoun CountyBank Hardin, IL74 out of 100, Strong$99.5M9.7%0.23%vs
United Community BankBank Chatham, IL72 out of 100, Strong$4.1B10.2%0.31%vs