Side-by-side · Q2 2026 data
Bank of Kampsville vs Jersey State Bank
Metric by metric
| Measure | Bank of Kampsville | Jersey State Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 57 (stronger) | 53 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 96th | 61st |
| Total assets | $134.1M | $190.1M |
| Deposits / shares | $110.7M | $167.5M |
| Capital ratio | 17.41% (stronger) | 13.30% |
| Problem loans | 0.01% (stronger) | 1.18% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 0.93% (stronger) | 0.83% |
| Loans ÷ deposits | 42.3% (stronger) | 57.2% |
| Uninsured deposits | 7.5% (stronger) | 7.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.6% | 2.9% |
Bank of Kampsville has the higher TellerScore (91 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kampsville leads on 6 and Jersey State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.