Side-by-side · Q2 2026 data
Bank of Kilmichael vs Bank of Yazoo City
Metric by metric
| Measure | Bank of Kilmichael | Bank of Yazoo City |
|---|---|---|
| TellerScore | 62 | 79 (stronger) |
| Capital cushion | 41 | 70 (stronger) |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 64 (stronger) | 59 |
| Funding & liquidity | 78 (stronger) | 73 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 22nd | 75th |
| Total assets | $341.6M | $318.2M |
| Deposits / shares | $311.6M | $280.7M |
| Capital ratio | 9.12% | 12.00% (stronger) |
| Problem loans | 0.96% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.09% (stronger) | 0.99% |
| Loans ÷ deposits | 64.8% | 64.7% (stronger) |
| Uninsured deposits | 30.9% (stronger) | 35.0% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.9% |
Bank of Yazoo City has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 3 and Bank of Yazoo City on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.