Side-by-side · Q2 2026 data
Bank of Kilmichael vs Regions Bank
Metric by metric
| Measure | Bank of Kilmichael | Regions Bank |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 41 | 45 (stronger) |
| Loan quality | 68 | 69 (stronger) |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 78 (stronger) | 59 |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 22nd | 73rd |
| Total assets | $341.6M | $159.8B |
| Deposits / shares | $311.6M | $131.8B |
| Capital ratio | 9.12% | 9.50% (stronger) |
| Problem loans | 0.96% | 0.93% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 1.09% | 1.46% (stronger) |
| Loans ÷ deposits | 64.8% (stronger) | 74.6% |
| Uninsured deposits | 30.9% (stronger) | 39.2% |
| Offices | 6 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,181 |
| Complaints per $1B deposits | — | 24.1 |
| Mortgage denial rate (HMDA) | — | 43.1% |
Regions Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank of Kilmichael leads on 3 and Regions Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ackerman, MS
- Eupora, MS
- Starkville, MS
- Winona, MS