Side-by-side · Q2 2026 data
Bank of Lake Mills vs State Bank Financial
Metric by metric
| Measure | Bank of Lake Mills | State Bank Financial |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 62 (stronger) | 49 |
| Loan quality | 77 | 96 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 48 | 66 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 57th | 53rd |
| Total assets | $533.8M | $512.1M |
| Deposits / shares | $432.3M | $439.0M |
| Capital ratio | 11.24% (stronger) | 9.94% |
| Problem loans | 0.69% | 0.11% (stronger) |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 2.30% (stronger) | 1.25% |
| Loans ÷ deposits | 106.3% | 78.5% (stronger) |
| Uninsured deposits | 20.3% (stronger) | 29.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Bank of Lake Mills has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Lake Mills leads on 4 and State Bank Financial on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.