Side-by-side · Q2 2026 data
Bank of Lake Mills vs State Bank of Chilton
Metric by metric
| Measure | Bank of Lake Mills | State Bank of Chilton |
|---|---|---|
| TellerScore | 74 | 80 (stronger) |
| Capital cushion | 62 | 77 (stronger) |
| Loan quality | 77 | 81 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 48 | 49 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 57th | 77th |
| Total assets | $533.8M | $516.5M |
| Deposits / shares | $432.3M | $435.9M |
| Capital ratio | 11.24% | 12.75% (stronger) |
| Problem loans | 0.69% | 0.58% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 2.30% | 2.40% (stronger) |
| Loans ÷ deposits | 106.3% | 98.8% (stronger) |
| Uninsured deposits | 20.3% (stronger) | 25.7% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.9% |
State Bank of Chilton has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank of Lake Mills leads on 1 and State Bank of Chilton on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.