Side-by-side · Q2 2026 data
Bank of Lindsay vs Madison County Bank
Metric by metric
| Measure | Bank of Lindsay | Madison County Bank |
|---|---|---|
| TellerScore | 63 | 85 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 38 | 73 (stronger) |
| Funding & liquidity | 37 | 56 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 22nd | 88th |
| Total assets | $97.9M | $613.2M |
| Deposits / shares | $71.2M | $479.2M |
| Capital ratio | 10.09% | 15.11% (stronger) |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.46% | 1.33% (stronger) |
| Loans ÷ deposits | 109.8% | 94.9% (stronger) |
| Uninsured deposits | 26.7% | 23.4% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Madison County Bank has the higher TellerScore (85 vs 63). On the 6 directional measures above (where higher or lower is clearly better), Bank of Lindsay leads on 1 and Madison County Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.