Side-by-side · Q2 2026 data
Bank of Luxemburg vs Service Credit Union
Metric by metric
| Measure | Bank of Luxemburg | Service Credit Union |
|---|---|---|
| TellerScore | 68 | 84 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 52 (stronger) | 46 |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 37th | 75th |
| Total assets | $723.4M | $13.3M |
| Deposits / shares | $627.2M | $10.3M |
| Capital ratio | 9.64% | 22.11% (stronger) |
| Problem loans | 0.18% | 0.03% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.80% (stronger) | 0.64% |
| Loans ÷ deposits | 88.0% (stronger) | 95.3% |
| Uninsured deposits | 17.1% | 2.9% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | — |
Service Credit Union has the higher TellerScore (84 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Luxemburg leads on 2 and Service Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.