Side-by-side · Q2 2026 data
Bank of Maple Plain vs Farmers & Merchants State Bank of New York Mills, Incorporated
Bank
Farmers & Merchants State Bank of New York Mills, Incorporated
New York Mills, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Bank of Maple Plain | Farmers & Merchants State Bank of New York Mills, Incorporated |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 91 (stronger) | 83 |
| Loan quality | 40 (stronger) | 24 |
| Earnings | 57 (stronger) | 56 |
| Funding & liquidity | 99 (stronger) | 95 |
| Problem-loan coverage | 86 (stronger) | 76 |
| Peer percentile | 45th | 24th |
| Total assets | $85.5M | $83.5M |
| Deposits / shares | $74.7M | $72.2M |
| Capital ratio | 14.05% (stronger) | 13.27% |
| Problem loans | 1.80% (stronger) | 2.28% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 0.92% (stronger) | 0.91% |
| Loans ÷ deposits | 52.0% (stronger) | 53.1% |
| Uninsured deposits | 16.5% (stronger) | 19.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Maple Plain has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank of Maple Plain leads on 6 and Farmers & Merchants State Bank of New York Mills, Incorporated on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.