TellerScore

Bank of Maple Plain (FDIC certificate #9332) is based in Maple Plain, Minnesota. Its Q2 2026 call report shows $85.5M in total assets and $74.7M in deposits and 1 office.

Bank of Maple Plain has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than only 45% of its 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 90th. Funding & liquidity contributes the most (99/100, 52% loans-to-deposits, 16% uninsured); loan quality contributes the least (40/100, 1.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Tier 1 leverage ratio: 14.05%
Loan quality40/100
Noncurrent loans ÷ total loans: 1.80%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity99/100
Loans ÷ deposits and uninsured-deposit share: 52.0% · 16.5% uninsured
Problem-loan coverage86/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (67 → 72), mostly because the earnings component improved by 26 points.

TellerScore
546983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202461
Q4 202454
Q1 202560
Q2 202567
Q3 202569
Q4 202575
Q1 202683
Q2 202672
Tier 1 leverage ratio
5.00%9.53%14.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.87%
Q3 202413.73%
Q4 202412.75%
Q1 202513.51%
Q2 202513.96%
Q3 202513.89%
Q4 202513.55%
Q1 202613.74%
Q2 202614.05%
Noncurrent loans
0.56%1.48%2.40%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.30%
Q3 20242.40%
Q4 20242.05%
Q1 20252.02%
Q2 20251.78%
Q3 20251.48%
Q4 20250.56%
Q1 20260.56%
Q2 20261.80%
Return on assets
-0.40%0.28%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.57%
Q3 20240.41%
Q4 2024-0.40%
Q1 2025-0.06%
Q2 20250.28%
Q3 20250.26%
Q4 20250.07%
Q1 20260.96%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$85.5M14.05%1.80%0.92%52.0%
Q1 202683$85.2M13.74%0.56%0.96%52.8%
Q4 202575$85.1M13.55%0.56%0.07%54.9%
Q3 202569$84.0M13.89%1.48%0.26%55.5%
Q2 202567$85.9M13.96%1.78%0.28%53.4%
Q1 202560$86.6M13.51%2.02%-0.06%54.2%
Q4 202454$88.7M12.75%2.05%-0.40%54.5%
Q3 202461$92.0M13.73%2.40%0.41%58.8%
Q2 202473$92.6M13.87%1.30%0.57%60.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.05%
62nd
Total risk-based capital28.56%
86th
Problem loans1.80%
22nd
Net charge-offs0.02%
29th
Return on assets0.92%
47th
Net interest margin3.12%
19th
Efficiency ratio72.0%
48th
Loans to deposits52.0%
68th
Uninsured deposits16.5%
48th
Loan-loss reserves1.45%
66th
Texas ratio6.9%
27th

Similar-size banks in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
First Security Bank - CanbyBank Canby, MN97 out of 100, Very strong$85.2M14.1%0.08%vs
Vantage BankBank Kent, MN68 out of 100, Moderate$85.0M8.5%0.35%vs
The First National Bank of GilbertBank Gilbert, MN59 out of 100, Moderate$86.0M7.1%0.16%vs
The First State Bank of Red WingBank Red Wing, MN52 out of 100, Below average$86.3M9.0%1.07%vs
Lowry State BankBank Lowry, MN39 out of 100, Low$84.1M9.6%3.18%vs
Farmers & Merchants State Bank of New York Mills, IncorporatedBank New York Mills, MN64 out of 100, Moderate$83.5M13.3%2.28%vs

Deposit insurance

Is my money safe at Bank of Maple Plain?

Yes. Bank of Maple Plain is an FDIC-insured institution (FDIC certificate #9332). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.5% of deposits ($12.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 28.56% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of Maple Plain lists 1 office in 1 city. Most locations:

  • Maple Plain, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of Maple Plain
Former names
State Bank of Maple Plain
Type
State-chartered bank
FDIC certificate #
9332
RSSD ID
989851
Primary regulator
FDIC
Holding company
Maple Banc Shares Inc
Established
May 29, 1905
Headquarters
4980 Highway 12, Maple Plain, MN 55359
Employees
12

Quick answers

Bank of Maple Plain: common questions

Is Bank of Maple Plain FDIC insured?

Yes. Bank of Maple Plain is an FDIC-insured institution (FDIC certificate #9332). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of Maple Plain's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of Maple Plain ever failed?

There is no failure record for FDIC certificate #9332 in the FDIC failed bank list.

How many branches does Bank of Maple Plain have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Maple Plain

InstitutionScoreAssetsCapitalProblem loansCompare
Ziegler Federal Credit UnionCredit union Bloomington, MN87 out of 100, Very strong$4.3M26.9%1.09%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
Liberty Bank MinnesotaBank Saint Cloud, MN86 out of 100, Very strong$290.2M12.9%0.00%vs
PrinsBankBank Prinsburg, MN85 out of 100, Very strong$308.3M12.0%0.29%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs
Scale BankBank Edina, MN83 out of 100, Strong$626.7M14.0%0.06%vs