Side-by-side · Q2 2026 data
Bank of Marin vs American Business Bank
Metric by metric
| Measure | Bank of Marin | American Business Bank |
|---|---|---|
| TellerScore | 67 | 69 (stronger) |
| Capital cushion | 42 | 60 (stronger) |
| Loan quality | 87 (stronger) | 85 |
| Earnings | 61 | 78 (stronger) |
| Funding & liquidity | 75 (stronger) | 32 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 44th | 53rd |
| Total assets | $3.9B | $4.4B |
| Deposits / shares | $3.4B | $3.9B |
| Capital ratio | 9.16% | 11.01% (stronger) |
| Problem loans | 0.40% (stronger) | 0.44% |
| Net charge-offs | 0.69% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.46% (stronger) |
| Loans ÷ deposits | 61.2% (stronger) | 78.5% |
| Uninsured deposits | 36.8% (stronger) | 75.7% |
| Offices | 28 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.8% | — |
American Business Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Marin leads on 3 and American Business Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.