Headquartered in Novato, California, Bank of Marin is a state-chartered bank with $3.9B in total assets and $3.4B in deposits as of Q2 2026. It operates 29 offices. Its charter dates back to 1990.
Based on its Q2 2026 filing, Bank of Marin scores 67/100, which we describe as moderate. That is higher than only 44% of 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 71st. Its strongest component is problem-loan coverage (96/100; 1.9%), and its lowest is capital cushion (42/100; 9.16%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 19 points (48 → 67), mostly because the earnings component improved by 47 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 42 |
| Q3 2024 | 44 |
| Q4 2024 | 49 |
| Q1 2025 | 57 |
| Q2 2025 | 48 |
| Q3 2025 | 51 |
| Q4 2025 | 45 |
| Q1 2026 | 65 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.79% |
| Q3 2024 | 10.02% |
| Q4 2024 | 10.18% |
| Q1 2025 | 10.46% |
| Q2 2025 | 9.37% |
| Q3 2025 | 9.43% |
| Q4 2025 | 8.49% |
| Q1 2026 | 8.59% |
| Q2 2026 | 9.16% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.01% |
| Q3 2024 | 1.91% |
| Q4 2024 | 1.63% |
| Q1 2025 | 1.59% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.51% |
| Q4 2025 | 1.27% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.40% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.97% |
| Q3 2024 | -0.48% |
| Q4 2024 | -0.19% |
| Q1 2025 | 0.55% |
| Q2 2025 | -0.16% |
| Q3 2025 | 0.17% |
| Q4 2025 | -0.89% |
| Q1 2026 | 0.97% |
| Q2 2026 | 1.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $3.9B | 9.16% | 0.40% | 1.02% | 61.2% |
| Q1 2026 | 65 | $3.9B | 8.59% | 0.41% | 0.97% | 60.5% |
| Q4 2025 | 45 | $3.9B | 8.49% | 1.27% | -0.89% | 60.6% |
| Q3 2025 | 51 | $3.9B | 9.43% | 1.51% | 0.17% | 60.5% |
| Q2 2025 | 48 | $3.7B | 9.37% | 1.57% | -0.16% | 62.4% |
| Q1 2025 | 57 | $3.8B | 10.46% | 1.59% | 0.55% | 61.8% |
| Q4 2024 | 49 | $3.7B | 10.18% | 1.63% | -0.19% | 63.5% |
| Q3 2024 | 44 | $3.8B | 10.02% | 1.91% | -0.48% | 62.0% |
| Q2 2024 | 42 | $3.7B | 9.79% | 2.01% | -0.97% | 63.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Commercial Bank of CaliforniaBank Irvine, CA | 64 out of 100, Moderate | $4.0B | 9.3% | 0.37% | vs |
| Bank of the SierraBank Porterville, CA | 77 out of 100, Strong | $3.7B | 12.2% | 0.43% | vs |
| California Bank of Commerce, National AssociationBank San Diego, CA | 75 out of 100, Strong | $4.0B | 12.8% | 0.29% | vs |
| PCB BankBank Los Angeles, CA | 70 out of 100, Strong | $3.5B | 11.5% | 0.30% | vs |
| Royal Business BankBank Los Angeles, CA | 68 out of 100, Moderate | $4.3B | 12.5% | 0.72% | vs |
| American Business BankBank Los Angeles, CA | 69 out of 100, Moderate | $4.4B | 11.0% | 0.44% | vs |
Deposit insurance
Is my money safe at Bank of Marin?
Yes. Bank of Marin is an FDIC-insured institution (FDIC certificate #32779). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.8% of deposits ($1.3B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.16%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.61% (benchmark: 10%).
29 locations
Branches
Bank of Marin lists 28 offices in 19 cities. Most locations:
- Novato, CA (3)
- Sacramento, CA (3)
- San Rafael, CA (3)
- Alameda, CA (2)
- Napa, CA (2)
- Petaluma, CA (2)
- Corte Madera, CA (1)
- Gold River, CA (1)
- Greenbrae, CA (1)
- Healdsburg, CA (1)
- Ione, CA (1)
- Jackson, CA (1)
HMDA 2025
Mortgage lending
In 2025, Bank of Marin reported 341 home-loan applications under HMDA (LEI 549300EGL1VV7LY0QU69): 241 originated ($127,195,000 total), 72 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Marin
- Type
- State-chartered bank
- FDIC certificate #
- 32779
- RSSD ID
- 1436204
- Primary regulator
- FDIC
- Holding company
- Bank of Marin Bcorp
- Established
- January 23, 1990
- Headquarters
- 504 Redwood Blvd, Novato, CA 94947
- Website
- www.bankofmarin.com
- Employees
- 315
Quick answers
Bank of Marin: common questions
Is Bank of Marin FDIC insured?
Yes. Bank of Marin is an FDIC-insured institution (FDIC certificate #32779). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Marin's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Marin ever failed?
There is no failure record for FDIC certificate #32779 in the FDIC failed bank list.
How many branches does Bank of Marin have?
29 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Novato
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Northeast Community Federal Credit UnionCredit union San Francisco, CA | 100 out of 100, Very strong | $15.2M | 32.6% | 0.00% | vs |
| Bank of StocktonBank Stockton, CA | 94 out of 100, Very strong | $5.0B | 19.9% | 0.08% | vs |
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| San Francisco Federal Credit UnionCredit union San Francisco, CA | 86 out of 100, Very strong | $1.6B | 13.6% | 0.15% | vs |
| San Francisco Lee Federal Credit UnionCredit union San Francisco, CA | 85 out of 100, Very strong | $10.7M | 53.3% | 0.00% | vs |
| Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA | 83 out of 100, Strong | $377.9M | 20.2% | 0.01% | vs |