Side-by-side · Q2 2026 data
Bank of Marin vs Royal Business Bank
Metric by metric
| Measure | Bank of Marin | Royal Business Bank |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 42 | 75 (stronger) |
| Loan quality | 87 (stronger) | 76 |
| Earnings | 61 | 67 (stronger) |
| Funding & liquidity | 75 (stronger) | 27 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 44th | 49th |
| Total assets | $3.9B | $4.3B |
| Deposits / shares | $3.4B | $3.5B |
| Capital ratio | 9.16% | 12.54% (stronger) |
| Problem loans | 0.40% (stronger) | 0.72% |
| Net charge-offs | 0.69% | 0.01% (stronger) |
| Return on assets | 1.02% | 1.18% (stronger) |
| Loans ÷ deposits | 61.2% (stronger) | 93.9% |
| Uninsured deposits | 36.8% (stronger) | 50.7% |
| Offices | 28 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.8% | 7.9% |
Royal Business Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Marin leads on 3 and Royal Business Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.