Side-by-side · Q2 2026 data
Bank of Millbrook vs Mid-Hudson Valley Federal Credit Union
Credit union
Mid-Hudson Valley Federal Credit Union
Kingston, New York · $1 billion – $10 billion
Metric by metric
| Measure | Bank of Millbrook | Mid-Hudson Valley Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 71 (stronger) | 49 |
| Loan quality | 41 | 88 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 86 (stronger) | 85 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 53rd | 54th |
| Total assets | $311.7M | $1.7B |
| Deposits / shares | $269.8M | $1.5B |
| Capital ratio | 12.11% (stronger) | 9.87% |
| Problem loans | 1.76% | 0.36% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.40% |
| Return on assets | 2.23% (stronger) | 0.71% |
| Loans ÷ deposits | 50.3% (stronger) | 75.6% |
| Uninsured deposits | 28.2% | 8.2% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 36.9% |
Bank of Millbrook has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Millbrook leads on 5 and Mid-Hudson Valley Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.