Side-by-side · Q2 2026 data
Bank of Millbrook vs The Torrington Savings Bank
Metric by metric
| Measure | Bank of Millbrook | The Torrington Savings Bank |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 41 | 95 (stronger) |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 86 (stronger) | 61 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 53rd | 93rd |
| Total assets | $311.7M | $1.0B |
| Deposits / shares | $269.8M | $803.2M |
| Capital ratio | 12.11% | 19.03% (stronger) |
| Problem loans | 1.76% | 0.14% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 2.23% (stronger) | 0.64% |
| Loans ÷ deposits | 50.3% (stronger) | 99.6% |
| Uninsured deposits | 28.2% | 11.8% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | — |
The Torrington Savings Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Millbrook leads on 3 and The Torrington Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.