Headquartered in Torrington, Connecticut, The Torrington Savings Bank is a si with $1.0B in total assets and $803.2M in deposits as of Q2 2026. It operates 10 offices. Its charter dates back to 1868.
Based on its Q2 2026 filing, The Torrington Savings Bank scores 82/100, which we describe as strong. That is higher than 93% of 897 banks with $1 billion – $10 billion. Among 27 banks headquartered in Connecticut, it ranks 3rd. Its strongest component is capital cushion (100/100; 19.03%), and its lowest is earnings (46/100; 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (79 → 82), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 78 |
| Q4 2024 | 80 |
| Q1 2025 | 74 |
| Q2 2025 | 79 |
| Q3 2025 | 74 |
| Q4 2025 | 76 |
| Q1 2026 | 82 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 19.66% |
| Q3 2024 | 19.53% |
| Q4 2024 | 19.23% |
| Q1 2025 | 18.84% |
| Q2 2025 | 18.62% |
| Q3 2025 | 18.19% |
| Q4 2025 | 18.65% |
| Q1 2026 | 18.90% |
| Q2 2026 | 19.03% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.20% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.19% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.14% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.04% |
| Q3 2024 | 0.22% |
| Q4 2024 | 0.41% |
| Q1 2025 | -0.32% |
| Q2 2025 | 0.25% |
| Q3 2025 | -0.38% |
| Q4 2025 | -0.14% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $1.0B | 19.03% | 0.14% | 0.64% | 99.6% |
| Q1 2026 | 82 | $994.0M | 18.90% | 0.13% | 0.58% | 98.0% |
| Q4 2025 | 76 | $1.0B | 18.65% | 0.14% | -0.14% | 95.8% |
| Q3 2025 | 74 | $981.0M | 18.19% | 0.20% | -0.38% | 97.3% |
| Q2 2025 | 79 | $1.0B | 18.62% | 0.18% | 0.25% | 98.1% |
| Q1 2025 | 74 | $995.3M | 18.84% | 0.19% | -0.32% | 96.4% |
| Q4 2024 | 80 | $977.7M | 19.23% | 0.19% | 0.41% | 97.3% |
| Q3 2024 | 78 | $958.6M | 19.53% | 0.21% | 0.22% | 97.7% |
| Q2 2024 | 77 | $932.7M | 19.66% | 0.20% | -0.04% | 92.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Dime BankBank Norwich, CT | 72 out of 100, Strong | $1.2B | 11.8% | 0.20% | vs |
| Northwest Community BankBank Winsted, CT | 56 out of 100, Moderate | $1.3B | 8.7% | 0.60% | vs |
| Patriot Bank, National AssociationBank Stamford, CT | 36 out of 100, Low | $1.3B | 9.6% | 2.75% | vs |
| Ascend BankBank Guilford, CT | 66 out of 100, Moderate | $1.5B | 9.7% | 0.50% | vs |
| Ives BankBank Danbury, CT | 67 out of 100, Moderate | $1.7B | 13.9% | 1.41% | vs |
| Chelsea Groton BankBank Groton, CT | 82 out of 100, Strong | $1.8B | 16.7% | 0.48% | vs |
Deposit insurance
Is my money safe at The Torrington Savings Bank?
Yes. The Torrington Savings Bank is an FDIC-insured institution (FDIC certificate #16636). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.8% of deposits ($94.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.03%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
10 locations
Branches
The Torrington Savings Bank lists 8 offices in 6 cities. Most locations:
- Torrington, CT (3)
- Bristol, CT (1)
- Burlington, CT (1)
- Falls Village, CT (1)
- Goshen, CT (1)
- New Hartford, CT (1)
Identity & history
Profile
- Legal name
- The Torrington Savings Bank
- Type
- SI
- FDIC certificate #
- 16636
- RSSD ID
- 65205
- Primary regulator
- FDIC
- Established
- August 15, 1868
- Headquarters
- 129 Main St, Torrington, CT 06790
- Website
- www.torringtonsavings.bank
- Employees
- 134
Quick answers
The Torrington Savings Bank: common questions
Is The Torrington Savings Bank FDIC insured?
Yes. The Torrington Savings Bank is an FDIC-insured institution (FDIC certificate #16636). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Torrington Savings Bank's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Torrington Savings Bank ever failed?
There is no failure record for FDIC certificate #16636 in the FDIC failed bank list.
How many branches does The Torrington Savings Bank have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Torrington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| State Police Credit Union Inc.Credit union Meriden, CT | 91 out of 100, Very strong | $84.0M | 15.1% | 0.06% | vs |
| Kief Protective Mutual Benefit Ass. Credit UnionCredit union Bloomfield, CT | 80 out of 100, Strong | $605K | 22.2% | 0.00% | vs |
| Liberty BankBank Middletown, CT | 79 out of 100, Strong | $9.4B | 13.4% | 0.32% | vs |
| Membersfirst Ct Federal Credit UnionCredit union Meriden, CT | 79 out of 100, Strong | $107.2M | 12.0% | 0.32% | vs |
| United Business & Industry Federal Credit UnionCredit union Plainville, CT | 77 out of 100, Strong | $141.4M | 11.6% | 0.09% | vs |