Side-by-side · Q2 2026 data
Bank of Millbrook vs Union Savings Bank
Metric by metric
| Measure | Bank of Millbrook | Union Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 71 |
| Capital cushion | 71 (stronger) | 65 |
| Loan quality | 41 | 90 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 86 (stronger) | 59 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 53rd | 63rd |
| Total assets | $311.7M | $3.3B |
| Deposits / shares | $269.8M | $2.5B |
| Capital ratio | 12.11% (stronger) | 11.48% |
| Problem loans | 1.76% | 0.29% (stronger) |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 2.23% (stronger) | 0.81% |
| Loans ÷ deposits | 50.3% (stronger) | 92.6% |
| Uninsured deposits | 28.2% | 22.7% (stronger) |
| Offices | 5 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 16.5% |
Bank of Millbrook has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of Millbrook leads on 4 and Union Savings Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.