Side-by-side · Q2 2026 data
Bank of Monticello vs Security Bank of Pulaski County
Metric by metric
| Measure | Bank of Monticello | Security Bank of Pulaski County |
|---|---|---|
| TellerScore | 66 (stronger) | 58 |
| Capital cushion | 69 (stronger) | 39 |
| Loan quality | 23 | 60 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 82 | 85 (stronger) |
| Problem-loan coverage | 73 | 76 (stronger) |
| Peer percentile | 31st | 16th |
| Total assets | $159.0M | $162.9M |
| Deposits / shares | $140.4M | $146.4M |
| Capital ratio | 11.95% (stronger) | 8.91% |
| Problem loans | 2.32% | 1.20% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.15% |
| Return on assets | 2.21% (stronger) | 0.89% |
| Loans ÷ deposits | 72.2% | 66.1% (stronger) |
| Uninsured deposits | 20.3% (stronger) | 22.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Monticello has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Bank of Monticello leads on 5 and Security Bank of Pulaski County on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.