Side-by-side · Q2 2026 data
Bank of Monticello vs Security Bank of the Ozarks
Metric by metric
| Measure | Bank of Monticello | Security Bank of the Ozarks |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 69 (stronger) | 26 |
| Loan quality | 23 | 81 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 82 | 87 (stronger) |
| Problem-loan coverage | 73 | 80 (stronger) |
| Peer percentile | 31st | 24th |
| Total assets | $159.0M | $155.1M |
| Deposits / shares | $140.4M | $144.0M |
| Capital ratio | 11.95% (stronger) | 7.62% |
| Problem loans | 2.32% | 0.56% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.13% |
| Return on assets | 2.21% (stronger) | 1.19% |
| Loans ÷ deposits | 72.2% (stronger) | 73.0% |
| Uninsured deposits | 20.3% | 13.1% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Monticello has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bank of Monticello leads on 5 and Security Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.