Side-by-side · Q2 2026 data
Bank of Monticello vs Bank of Dade
Metric by metric
| Measure | Bank of Monticello | Bank of Dade |
|---|---|---|
| TellerScore | 83 (stronger) | 79 |
| Capital cushion | 95 (stronger) | 44 |
| Loan quality | 65 | 92 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 64 | 85 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 84th | 75th |
| Total assets | $158.0M | $162.3M |
| Deposits / shares | $135.6M | $151.3M |
| Capital ratio | 14.52% (stronger) | 9.45% |
| Problem loans | 1.06% | 0.25% (stronger) |
| Net charge-offs | -0.19% (stronger) | -0.02% |
| Return on assets | 3.21% (stronger) | 2.72% |
| Loans ÷ deposits | 83.3% | 64.1% (stronger) |
| Uninsured deposits | 26.6% | 25.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.8% |
Bank of Monticello has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank of Monticello leads on 4 and Bank of Dade on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.