Bank of Dade (FDIC certificate #17543) is based in Trenton, Georgia. Its Q2 2026 call report shows $162.3M in total assets and $151.3M in deposits and 3 offices.
Based on its Q2 2026 filing, Bank of Dade scores 79/100, which we describe as strong. That is higher than 75% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 45th. Its strongest component is earnings (100/100; 2.72%), and its lowest is capital cushion (44/100; 9.45%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (77 → 79), mostly because the problem-loan coverage component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 69 |
| Q4 2024 | 72 |
| Q1 2025 | 73 |
| Q2 2025 | 77 |
| Q3 2025 | 83 |
| Q4 2025 | 83 |
| Q1 2026 | 80 |
| Q2 2026 | 79 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.22% |
| Q3 2024 | 9.53% |
| Q4 2024 | 9.80% |
| Q1 2025 | 9.16% |
| Q2 2025 | 9.84% |
| Q3 2025 | 10.35% |
| Q4 2025 | 9.99% |
| Q1 2026 | 9.21% |
| Q2 2026 | 9.45% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.38% |
| Q3 2024 | 1.25% |
| Q4 2024 | 1.06% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.25% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.41% |
| Q3 2024 | 2.39% |
| Q4 2024 | 2.40% |
| Q1 2025 | 2.93% |
| Q2 2025 | 2.72% |
| Q3 2025 | 2.84% |
| Q4 2025 | 2.83% |
| Q1 2026 | 2.81% |
| Q2 2026 | 2.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $162.3M | 9.45% | 0.25% | 2.72% | 64.1% |
| Q1 2026 | 80 | $160.6M | 9.21% | 0.03% | 2.81% | 62.2% |
| Q4 2025 | 83 | $160.9M | 9.99% | 0.03% | 2.83% | 60.5% |
| Q3 2025 | 83 | $152.4M | 10.35% | 0.10% | 2.84% | 64.5% |
| Q2 2025 | 77 | $151.4M | 9.84% | 0.48% | 2.72% | 62.3% |
| Q1 2025 | 73 | $154.2M | 9.16% | 0.66% | 2.93% | 59.2% |
| Q4 2024 | 72 | $152.8M | 9.80% | 1.06% | 2.40% | 60.0% |
| Q3 2024 | 69 | $152.5M | 9.53% | 1.25% | 2.39% | 60.9% |
| Q2 2024 | 66 | $151.8M | 9.22% | 1.38% | 2.41% | 58.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Family BankBank Pelham, GA | 65 out of 100, Moderate | $162.0M | 14.1% | 2.21% | vs |
| West Central Georgia BankBank Thomaston, GA | 97 out of 100, Very strong | $160.4M | 22.2% | 0.04% | vs |
| Bank of DawsonBank Dawson, GA | 94 out of 100, Very strong | $159.9M | 18.2% | 0.22% | vs |
| Bank of MonticelloBank Monticello, GA | 83 out of 100, Strong | $158.0M | 14.5% | 1.06% | vs |
| Farmers State BankBank Dublin, GA | 90 out of 100, Very strong | $156.2M | 13.9% | 0.28% | vs |
| Farmers and Merchants BankBank Sylvania, GA | 96 out of 100, Very strong | $170.7M | 16.2% | 0.21% | vs |
Deposit insurance
Is my money safe at Bank of Dade?
Yes. Bank of Dade is an FDIC-insured institution (FDIC certificate #17543). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.0% of deposits ($37.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.45%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.61% (benchmark: 10%).
3 locations
Branches
Bank of Dade lists 1 office in 1 city. Most locations:
- Trenton, GA (1)
HMDA 2025
Mortgage lending
In 2025, Bank of Dade reported 97 home-loan applications under HMDA (LEI 549300PQYQDOLH45NU80): 80 originated ($13,580,000 total), 10 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Bank of Dade
- Type
- State-chartered bank
- FDIC certificate #
- 17543
- RSSD ID
- 441630
- Primary regulator
- FDIC
- Holding company
- Tri-States Bankshares Inc
- Established
- January 12, 1956
- Headquarters
- 12634 N Main St, Trenton, GA 30752
- Website
- www.bankofdade.com
- Employees
- 34
Quick answers
Bank of Dade: common questions
Is Bank of Dade FDIC insured?
Yes. Bank of Dade is an FDIC-insured institution (FDIC certificate #17543). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Dade's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Dade ever failed?
There is no failure record for FDIC certificate #17543 in the FDIC failed bank list.
How many branches does Bank of Dade have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Trenton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Jackson Bank, Inc.Bank Stevenson, AL | 93 out of 100, Very strong | $444.3M | 14.8% | 0.08% | vs |
| Bcbst Employees Credit UnionCredit union Chattanooga, TN | 90 out of 100, Very strong | $8.3M | 25.6% | 0.11% | vs |
| Walker County Educators Federal Credit UnionCredit union Chickamauga, GA | 87 out of 100, Very strong | $15.1M | 24.8% | 0.03% | vs |
| Healthcare Services Credit UnionCredit union Chattanooga, TN | 87 out of 100, Very strong | $26.1M | 15.0% | 0.03% | vs |
| First State Bank of DeKalb CountyBank Fort Payne, AL | 86 out of 100, Very strong | $353.8M | 14.1% | 0.84% | vs |
| Chattanooga Federal Employees Credit UnionCredit union Chattanooga, TN | 85 out of 100, Very strong | $76.0M | 16.9% | 0.39% | vs |