Side-by-side · Q2 2026 data
Bank of Monticello vs Family Bank
Metric by metric
| Measure | Bank of Monticello | Family Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 95 (stronger) | 91 |
| Loan quality | 65 (stronger) | 26 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 64 (stronger) | 59 |
| Problem-loan coverage | 90 (stronger) | 75 |
| Peer percentile | 84th | 29th |
| Total assets | $158.0M | $162.0M |
| Deposits / shares | $135.6M | $138.3M |
| Capital ratio | 14.52% (stronger) | 14.13% |
| Problem loans | 1.06% (stronger) | 2.21% |
| Net charge-offs | -0.19% (stronger) | 0.11% |
| Return on assets | 3.21% (stronger) | 1.38% |
| Loans ÷ deposits | 83.3% (stronger) | 101.2% |
| Uninsured deposits | 26.6% | 9.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Monticello has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bank of Monticello leads on 6 and Family Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.