Family Bank (FDIC certificate #29357) is based in Pelham, Georgia. Its Q2 2026 call report shows $162.0M in total assets and $138.3M in deposits and 3 offices.
Based on its Q2 2026 filing, Family Bank scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 103rd. Its strongest component is capital cushion (91/100; 14.13%), and its lowest is loan quality (26/100; 2.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (72 → 65), mostly because the loan quality component weakened by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 70 |
| Q4 2024 | 71 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 72 |
| Q4 2025 | 73 |
| Q1 2026 | 70 |
| Q2 2026 | 65 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.50% |
| Q3 2024 | 12.67% |
| Q4 2024 | 13.02% |
| Q1 2025 | 13.29% |
| Q2 2025 | 13.69% |
| Q3 2025 | 13.92% |
| Q4 2025 | 14.00% |
| Q1 2026 | 14.19% |
| Q2 2026 | 14.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.80% |
| Q3 2024 | 1.22% |
| Q4 2024 | 1.19% |
| Q1 2025 | 1.72% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.41% |
| Q4 2025 | 1.36% |
| Q1 2026 | 1.99% |
| Q2 2026 | 2.21% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.07% |
| Q3 2024 | 1.13% |
| Q4 2024 | 1.20% |
| Q1 2025 | 1.40% |
| Q2 2025 | 1.40% |
| Q3 2025 | 1.36% |
| Q4 2025 | 1.38% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $162.0M | 14.13% | 2.21% | 1.38% | 101.2% |
| Q1 2026 | 70 | $159.3M | 14.19% | 1.99% | 1.64% | 100.9% |
| Q4 2025 | 73 | $155.4M | 14.00% | 1.36% | 1.38% | 100.6% |
| Q3 2025 | 72 | $152.6M | 13.92% | 1.41% | 1.36% | 100.1% |
| Q2 2025 | 72 | $153.7M | 13.69% | 1.51% | 1.40% | 95.7% |
| Q1 2025 | 69 | $149.9M | 13.29% | 1.72% | 1.40% | 92.8% |
| Q4 2024 | 71 | $148.1M | 13.02% | 1.19% | 1.20% | 93.3% |
| Q3 2024 | 70 | $152.7M | 12.67% | 1.22% | 1.13% | 91.9% |
| Q2 2024 | 63 | $148.3M | 12.50% | 1.80% | 1.07% | 93.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of DadeBank Trenton, GA | 79 out of 100, Strong | $162.3M | 9.4% | 0.25% | vs |
| West Central Georgia BankBank Thomaston, GA | 97 out of 100, Very strong | $160.4M | 22.2% | 0.04% | vs |
| Bank of DawsonBank Dawson, GA | 94 out of 100, Very strong | $159.9M | 18.2% | 0.22% | vs |
| Bank of MonticelloBank Monticello, GA | 83 out of 100, Strong | $158.0M | 14.5% | 1.06% | vs |
| Farmers State BankBank Dublin, GA | 90 out of 100, Very strong | $156.2M | 13.9% | 0.28% | vs |
| Farmers and Merchants BankBank Sylvania, GA | 96 out of 100, Very strong | $170.7M | 16.2% | 0.21% | vs |
Deposit insurance
Is my money safe at Family Bank?
Yes. Family Bank is an FDIC-insured institution (FDIC certificate #29357). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 9.3% of deposits ($12.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.17% (benchmark: 10%).
3 locations
Branches
Family Bank lists 3 offices in 3 cities. Most locations:
- Bainbridge, GA (1)
- Camilla, GA (1)
- Pelham, GA (1)
Identity & history
Profile
- Legal name
- Family Bank
- Former names
- Mitchell County Federal Savings and Loan Association; Family Federal Savings Bank
- Type
- Savings bank
- FDIC certificate #
- 29357
- RSSD ID
- 156970
- Primary regulator
- OCC
- Established
- January 1, 1931
- Headquarters
- 134 Hand Ave W, Pelham, GA 31779
- Website
- www.familybank.com
- Employees
- 33
Quick answers
Family Bank: common questions
Is Family Bank FDIC insured?
Yes. Family Bank is an FDIC-insured institution (FDIC certificate #29357). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Family Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Family Bank ever failed?
There is no failure record for FDIC certificate #29357 in the FDIC failed bank list.
How many branches does Family Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Pelham
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Colquitt County Teacher Federal Credit UnionCredit union Moultrie, GA | 95 out of 100, Very strong | $10.3M | 23.6% | 0.12% | vs |
| Bank of CamillaBank Camilla, GA | 89 out of 100, Very strong | $188.1M | 20.8% | 0.37% | vs |
| The Trust BankBank Lenox, GA | 86 out of 100, Very strong | $47.0M | 16.2% | 1.36% | vs |
| South Georgia Banking CompanyBank Omega, GA | 85 out of 100, Very strong | $570.1M | 13.9% | 0.55% | vs |
| Moultrie Bank & TrustBank Moultrie, GA | 82 out of 100, Strong | $150.6M | 14.1% | 0.10% | vs |
| Commercial Banking CompanyBank Valdosta, GA | 79 out of 100, Strong | $409.5M | 10.3% | 0.04% | vs |