Side-by-side · Q2 2026 data
Bank of New Madrid vs Citizens' Bank of Charleston
Metric by metric
| Measure | Bank of New Madrid | Citizens' Bank of Charleston |
|---|---|---|
| TellerScore | 92 (stronger) | 86 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 99 (stronger) | 72 |
| Earnings | 96 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 59 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 97th | 90th |
| Total assets | $116.6M | $185.1M |
| Deposits / shares | $98.9M | $146.6M |
| Capital ratio | 14.11% | 20.51% (stronger) |
| Problem loans | 0.04% (stronger) | 0.83% |
| Net charge-offs | 0.05% (stronger) | 0.09% |
| Return on assets | 1.91% | 2.47% (stronger) |
| Loans ÷ deposits | 66.3% (stronger) | 101.5% |
| Uninsured deposits | 32.6% | 9.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of New Madrid has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Bank of New Madrid leads on 4 and Citizens' Bank of Charleston on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.