TellerScore

Bank of New Madrid (FDIC certificate #14701) is based in New Madrid, Missouri. Its Q2 2026 call report shows $116.6M in total assets and $98.9M in deposits and 2 offices.

Bank of New Madrid has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 8th. Problem-loan coverage contributes the most (100/100, 0.2%); funding & liquidity contributes the least (74/100, 66% loans-to-deposits, 33% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Tier 1 leverage ratio: 14.11%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.04%
Earnings96/100
Return on assets (annualized): 1.91%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 66.3% · 32.6% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.15%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (87 → 92), mostly because the capital cushion component improved by 11 points.

TellerScore
577592Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202487
Q4 202485
Q1 202583
Q2 202587
Q3 202588
Q4 202591
Q1 202690
Q2 202692
Tier 1 leverage ratio
5.00%9.60%14.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.40%
Q3 202413.23%
Q4 202413.61%
Q1 202512.44%
Q2 202512.96%
Q3 202513.82%
Q4 202514.20%
Q1 202613.65%
Q2 202614.11%
Noncurrent loans
0.04%1.82%3.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20243.59%
Q3 20240.13%
Q4 20240.42%
Q1 20250.33%
Q2 20250.22%
Q3 20250.26%
Q4 20250.12%
Q1 20260.12%
Q2 20260.04%
Return on assets
1.54%1.72%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.55%
Q3 20241.55%
Q4 20241.54%
Q1 20251.69%
Q2 20251.81%
Q3 20251.78%
Q4 20251.76%
Q1 20261.87%
Q2 20261.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$116.6M14.11%0.04%1.91%66.3%
Q1 202690$123.2M13.65%0.12%1.87%56.3%
Q4 202591$118.5M14.20%0.12%1.76%62.1%
Q3 202588$117.8M13.82%0.26%1.78%67.9%
Q2 202587$118.5M12.96%0.22%1.81%59.5%
Q1 202583$126.5M12.44%0.33%1.69%53.9%
Q4 202485$120.9M13.61%0.42%1.54%58.8%
Q3 202487$114.4M13.23%0.13%1.55%61.1%
Q2 202457$116.8M12.40%3.59%1.55%58.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.11%
82nd
Total risk-based capital0.00%
24th
Problem loans0.04%
81st
Net charge-offs0.05%
29th
Return on assets1.91%
84th
Net interest margin4.22%
66th
Efficiency ratio57.7%
64th
Loans to deposits66.3%
75th
Uninsured deposits32.6%
22nd
Loan-loss reserves1.32%
65th
Texas ratio0.2%
84th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of Brookfield - Purdin, National AssociationBank Brookfield, MO76 out of 100, Strong$116.7M11.1%0.00%vs
Metz Banking CompanyBank Nevada, MO85 out of 100, Very strong$117.3M11.6%0.00%vs
Neighbors BankBank Clarence, MO47 out of 100, Below average$115.6M11.1%1.38%vs
The Hamilton BankBank Hamilton, MO74 out of 100, Strong$119.8M9.3%0.47%vs
TPNB BankBank Paris, MO89 out of 100, Very strong$112.0M15.2%0.00%vs
Kennett Trust BankBank Kennett, MO49 out of 100, Below average$122.1M11.4%2.65%vs

Deposit insurance

Is my money safe at Bank of New Madrid?

Yes. Bank of New Madrid is an FDIC-insured institution (FDIC certificate #14701). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 32.6% of deposits ($32.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Bank of New Madrid lists 2 offices in 2 cities. Most locations:

  • New Madrid, MO (1)
  • Portageville, MO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bank of New Madrid
Type
State-chartered bank
FDIC certificate #
14701
RSSD ID
688556
Primary regulator
FDIC
Holding company
Dixie Bancshares Corp
Established
January 1, 1933
Headquarters
229 Main St, New Madrid, MO 63869
Employees
24

Quick answers

Bank of New Madrid: common questions

Is Bank of New Madrid FDIC insured?

Yes. Bank of New Madrid is an FDIC-insured institution (FDIC certificate #14701). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of New Madrid's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of New Madrid ever failed?

There is no failure record for FDIC certificate #14701 in the FDIC failed bank list.

How many branches does Bank of New Madrid have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New Madrid

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens' Bank of CharlestonBank Charleston, MO86 out of 100, Very strong$185.1M20.5%0.83%vs
Alliance BankBank Cape Girardeau, MO84 out of 100, Strong$391.3M13.6%0.26%vs
The Citizens BankBank Hickman, KY82 out of 100, Strong$220.4M12.7%0.34%vs
Focus BankBank Charleston, MO75 out of 100, Strong$854.1M12.6%0.85%vs
First State Community BankBank Farmington, MO73 out of 100, Strong$4.5B11.7%1.07%vs
The Park National BankBank Newark, OH72 out of 100, Strong$12.6B10.3%0.86%vs