TellerScore

Side-by-side · Q2 2026 data

Bank of Newington vs Farmers and Merchants Bank

Bank

Bank of Newington

Newington, Georgia · $100 million – $1 billion

69of 100
Moderate

Bank

Farmers and Merchants Bank

Sylvania, Georgia · $100 million – $1 billion

96of 100
Very strong

Metric by metric

MeasureBank of NewingtonFarmers and Merchants Bank
TellerScore6996 (stronger)
Capital cushion41100 (stronger)
Loan quality8493 (stronger)
Earnings80100 (stronger)
Funding & liquidity6983 (stronger)
Problem-loan coverage8999 (stronger)
Peer percentile40th99th
Total assets$333.8M$170.7M
Deposits / shares$301.1M$145.6M
Capital ratio9.07%16.16% (stronger)
Problem loans0.48%0.21% (stronger)
Net charge-offs-0.00% (stronger)0.00%
Return on assets1.50%2.05% (stronger)
Loans ÷ deposits86.4%40.1% (stronger)
Uninsured deposits18.9% (stronger)30.5%
Offices42
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Farmers and Merchants Bank has the higher TellerScore (96 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Newington leads on 2 and Farmers and Merchants Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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