Headquartered in Newington, Georgia, Bank of Newington is a state-chartered bank with $333.8M in total assets and $301.1M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1919.
Based on its Q2 2026 filing, Bank of Newington scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 87th. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is capital cushion (41/100; 9.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 69).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 70 |
| Q4 2024 | 62 |
| Q1 2025 | 71 |
| Q2 2025 | 69 |
| Q3 2025 | 63 |
| Q4 2025 | 67 |
| Q1 2026 | 64 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.57% |
| Q3 2024 | 8.90% |
| Q4 2024 | 9.35% |
| Q1 2025 | 9.07% |
| Q2 2025 | 9.16% |
| Q3 2025 | 8.97% |
| Q4 2025 | 9.02% |
| Q1 2026 | 8.90% |
| Q2 2026 | 9.07% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.99% |
| Q1 2025 | 0.24% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.93% |
| Q4 2025 | 0.43% |
| Q1 2026 | 0.95% |
| Q2 2026 | 0.48% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.61% |
| Q3 2024 | 1.53% |
| Q4 2024 | 1.39% |
| Q1 2025 | 1.54% |
| Q2 2025 | 1.60% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.25% |
| Q1 2026 | 1.52% |
| Q2 2026 | 1.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $333.8M | 9.07% | 0.48% | 1.50% | 86.4% |
| Q1 2026 | 64 | $331.2M | 8.90% | 0.95% | 1.52% | 83.4% |
| Q4 2025 | 67 | $313.0M | 9.02% | 0.43% | 1.25% | 86.3% |
| Q3 2025 | 63 | $308.6M | 8.97% | 0.93% | 1.43% | 87.7% |
| Q2 2025 | 69 | $300.9M | 9.16% | 0.51% | 1.60% | 90.0% |
| Q1 2025 | 71 | $287.2M | 9.07% | 0.24% | 1.54% | 89.3% |
| Q4 2024 | 62 | $274.8M | 9.35% | 0.99% | 1.39% | 90.4% |
| Q3 2024 | 70 | $269.4M | 8.90% | 0.12% | 1.53% | 85.1% |
| Q2 2024 | 72 | $279.6M | 8.57% | 0.00% | 1.61% | 80.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Altamaha Bank & Trust CompanyBank Vidalia, GA | 74 out of 100, Strong | $334.1M | 10.2% | 0.32% | vs |
| Douglas National BankBank Douglas, GA | 78 out of 100, Strong | $326.9M | 10.3% | 0.10% | vs |
| First Southern BankBank Waycross, GA | 74 out of 100, Strong | $347.2M | 10.9% | 0.01% | vs |
| Classic City BankBank Athens, GA | 80 out of 100, Strong | $314.3M | 11.0% | 0.00% | vs |
| Flint Community BankBank Albany, GA | 54 out of 100, Below average | $357.1M | 9.1% | 2.05% | vs |
| United National BankBank Cairo, GA | 65 out of 100, Moderate | $308.7M | 14.8% | 2.15% | vs |
Deposit insurance
Is my money safe at Bank of Newington?
Yes. Bank of Newington is an FDIC-insured institution (FDIC certificate #5704). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.9% of deposits ($56.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.07%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.61% (benchmark: 10%).
4 locations
Branches
Bank of Newington lists 4 offices in 4 cities. Most locations:
- Newington, GA (1)
- Rincon, GA (1)
- Springfield, GA (1)
- Sylvania, GA (1)
Identity & history
Profile
- Legal name
- Bank of Newington
- Type
- State-chartered bank
- FDIC certificate #
- 5704
- RSSD ID
- 948531
- Primary regulator
- FDIC
- Established
- August 14, 1919
- Headquarters
- 224 Walton St, Newington, GA 30446
- Employees
- 44
Quick answers
Bank of Newington: common questions
Is Bank of Newington FDIC insured?
Yes. Bank of Newington is an FDIC-insured institution (FDIC certificate #5704). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Newington's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Newington ever failed?
There is no failure record for FDIC certificate #5704 in the FDIC failed bank list.
How many branches does Bank of Newington have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers and Merchants BankBank Sylvania, GA | 96 out of 100, Very strong | $170.7M | 16.2% | 0.21% | vs |
| Palmetto State BankBank Hampton, SC | 88 out of 100, Very strong | $597.5M | 14.8% | 0.12% | vs |
| The Citizens Bank of SwainsboroBank Swainsboro, GA | 82 out of 100, Strong | $420.5M | 12.3% | 0.36% | vs |
| Core Credit UnionCredit union Statesboro, GA | 79 out of 100, Strong | $151.6M | 12.8% | 0.37% | vs |
| Vallant BankBank Elberton, GA | 78 out of 100, Strong | $4.0B | 12.7% | 0.51% | vs |
| Citizens Bank of the SouthBank Sandersville, GA | 76 out of 100, Strong | $395.1M | 11.9% | 0.45% | vs |