Side-by-side · Q2 2026 data
Bank of Newington vs First Southern Bank
Metric by metric
| Measure | Bank of Newington | First Southern Bank |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 41 | 59 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 80 (stronger) | 58 |
| Funding & liquidity | 69 (stronger) | 63 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 40th | 57th |
| Total assets | $333.8M | $347.2M |
| Deposits / shares | $301.1M | $312.9M |
| Capital ratio | 9.07% | 10.92% (stronger) |
| Problem loans | 0.48% | 0.01% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.50% (stronger) | 0.94% |
| Loans ÷ deposits | 86.4% | 71.7% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 38.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southern Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Newington leads on 3 and First Southern Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.