Side-by-side · Q2 2026 data
Bank of Newington vs The Citizens Bank of Swainsboro
Metric by metric
| Measure | Bank of Newington | The Citizens Bank of Swainsboro |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 41 | 73 (stronger) |
| Loan quality | 84 | 88 (stronger) |
| Earnings | 80 | 93 (stronger) |
| Funding & liquidity | 69 | 69 |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 40th | 82nd |
| Total assets | $333.8M | $420.5M |
| Deposits / shares | $301.1M | $365.1M |
| Capital ratio | 9.07% | 12.29% (stronger) |
| Problem loans | 0.48% | 0.36% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.50% | 1.83% (stronger) |
| Loans ÷ deposits | 86.4% | 80.3% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 24.9% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Citizens Bank of Swainsboro has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Newington leads on 2 and The Citizens Bank of Swainsboro on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.