Side-by-side · Q2 2026 data
Bank of Oak Ridge vs Century Next Bank
Metric by metric
| Measure | Bank of Oak Ridge | Century Next Bank |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 66 | 69 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 63 | 90 (stronger) |
| Funding & liquidity | 31 (stronger) | 28 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 50th | 68th |
| Total assets | $138.6M | $916.4M |
| Deposits / shares | $121.8M | $795.3M |
| Capital ratio | 11.59% | 11.95% (stronger) |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 1.07% | 1.75% (stronger) |
| Loans ÷ deposits | 92.0% | 83.5% (stronger) |
| Uninsured deposits | 48.2% (stronger) | 58.5% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Century Next Bank has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 2 and Century Next Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.