Bank of Oak Ridge (FDIC certificate #21529) is based in Oak Ridge, Louisiana. Its Q2 2026 call report shows $138.6M in total assets and $121.8M in deposits and 3 offices.
Bank of Oak Ridge has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 44th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (31/100, 92% loans-to-deposits, 48% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 73 |
| Q4 2024 | 75 |
| Q1 2025 | 73 |
| Q2 2025 | 72 |
| Q3 2025 | 73 |
| Q4 2025 | 69 |
| Q1 2026 | 72 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.39% |
| Q3 2024 | 14.15% |
| Q4 2024 | 13.96% |
| Q1 2025 | 12.83% |
| Q2 2025 | 13.11% |
| Q3 2025 | 12.70% |
| Q4 2025 | 12.01% |
| Q1 2026 | 11.47% |
| Q2 2026 | 11.59% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.67% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $138.6M | 11.59% | 0.00% | 1.07% | 92.0% |
| Q1 2026 | 72 | $135.3M | 11.47% | 0.00% | 1.04% | 87.4% |
| Q4 2025 | 69 | $134.7M | 12.01% | 0.00% | 0.67% | 94.8% |
| Q3 2025 | 73 | $125.6M | 12.70% | 0.00% | 0.50% | 89.9% |
| Q2 2025 | 72 | $113.8M | 13.11% | 0.00% | 0.25% | 95.3% |
| Q1 2025 | 73 | $118.0M | 12.83% | 0.00% | 0.04% | 87.7% |
| Q4 2024 | 75 | $110.1M | 13.96% | 0.00% | 0.36% | 95.3% |
| Q3 2024 | 73 | $104.3M | 14.15% | 0.00% | 0.28% | 94.3% |
| Q2 2024 | 75 | $104.5M | 14.39% | 0.00% | 0.29% | 88.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermilion Bank & Trust CompanyBank Kaplan, LA | 72 out of 100, Strong | $145.5M | 12.6% | 2.17% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| Colfax Banking CompanyBank Colfax, LA | 76 out of 100, Strong | $152.3M | 11.0% | 0.04% | vs |
| Progressive National BankBank Mansfield, LA | 57 out of 100, Moderate | $122.9M | 10.6% | 2.02% | vs |
| Bank of Winnfield & Trust CompanyBank Winnfield, LA | 80 out of 100, Strong | $156.0M | 14.4% | 0.67% | vs |
| Citizens Bank & Trust Company of Vivian, LouisianaBank Vivian, LA | 64 out of 100, Moderate | $159.6M | 10.3% | 0.87% | vs |
Deposit insurance
Is my money safe at Bank of Oak Ridge?
Yes. Bank of Oak Ridge is an FDIC-insured institution (FDIC certificate #21529). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 48.2% of deposits ($58.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.88% (benchmark: 10%).
3 locations
Branches
Bank of Oak Ridge lists 3 offices in 3 cities. Most locations:
- Monroe, LA (1)
- Oak Ridge, LA (1)
- West Monroe, LA (1)
Identity & history
Profile
- Legal name
- Bank of Oak Ridge
- Type
- State-chartered bank
- FDIC certificate #
- 21529
- RSSD ID
- 687054
- Primary regulator
- FDIC
- Holding company
- Oak Ridge Bancshares Inc
- Established
- October 1, 1910
- Headquarters
- 105 N Oak St, Oak Ridge, LA 71264
- Website
- www.bankofoakridge.bank
- Employees
- 24
Quick answers
Bank of Oak Ridge: common questions
Is Bank of Oak Ridge FDIC insured?
Yes. Bank of Oak Ridge is an FDIC-insured institution (FDIC certificate #21529). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of Oak Ridge's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of Oak Ridge ever failed?
There is no failure record for FDIC certificate #21529 in the FDIC failed bank list.
How many branches does Bank of Oak Ridge have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Oak Ridge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Gibsland Bank & Trust CompanyBank Gibsland, LA | 81 out of 100, Strong | $574.3M | 16.5% | 0.61% | vs |
| The Mer Rouge State BankBank Mer Rouge, LA | 79 out of 100, Strong | $51.8M | 12.6% | 0.55% | vs |
| Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA | 79 out of 100, Strong | $3.9M | 22.4% | 0.00% | vs |
| Kraftman Federal Credit UnionCredit union Bastrop, LA | 78 out of 100, Strong | $141.8M | 14.6% | 0.97% | vs |
| Century Next BankBank Ruston, LA | 77 out of 100, Strong | $916.4M | 11.9% | 0.12% | vs |