Side-by-side · Q2 2026 data
Bank of Oak Ridge vs Currency Bank
Metric by metric
| Measure | Bank of Oak Ridge | Currency Bank |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 66 | 84 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 63 | 98 (stronger) |
| Funding & liquidity | 31 | 50 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 50th | 90th |
| Total assets | $138.6M | $248.5M |
| Deposits / shares | $121.8M | $203.2M |
| Capital ratio | 11.59% | 13.38% (stronger) |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | 0.08% | -0.05% (stronger) |
| Return on assets | 1.07% | 1.95% (stronger) |
| Loans ÷ deposits | 92.0% (stronger) | 93.0% |
| Uninsured deposits | 48.2% | 30.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Currency Bank has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 2 and Currency Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.