Side-by-side · Q2 2026 data
Bank of Oak Ridge vs Progressive National Bank
Metric by metric
| Measure | Bank of Oak Ridge | Progressive National Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 56 |
| Loan quality | 100 (stronger) | 33 |
| Earnings | 63 | 64 (stronger) |
| Funding & liquidity | 31 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 50th | 14th |
| Total assets | $138.6M | $122.9M |
| Deposits / shares | $121.8M | $109.5M |
| Capital ratio | 11.59% (stronger) | 10.59% |
| Problem loans | 0.00% (stronger) | 2.02% |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.07% | 1.10% (stronger) |
| Loans ÷ deposits | 92.0% | 73.4% (stronger) |
| Uninsured deposits | 48.2% | 26.1% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Bank of Oak Ridge has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 3 and Progressive National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.