Side-by-side · Q2 2026 data
Bank of Oak Ridge vs BlueHarbor Bank
Metric by metric
| Measure | Bank of Oak Ridge | BlueHarbor Bank |
|---|---|---|
| TellerScore | 63 | 82 (stronger) |
| Capital cushion | 75 (stronger) | 68 |
| Loan quality | 40 | 100 (stronger) |
| Earnings | 69 | 100 (stronger) |
| Funding & liquidity | 59 (stronger) | 41 |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 24th | 82nd |
| Total assets | $658.1M | $628.4M |
| Deposits / shares | $509.6M | $551.2M |
| Capital ratio | 12.53% (stronger) | 11.78% |
| Problem loans | 1.79% | 0.00% (stronger) |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 1.23% | 2.21% (stronger) |
| Loans ÷ deposits | 101.1% | 96.5% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 35.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
BlueHarbor Bank has the higher TellerScore (82 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 2 and BlueHarbor Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.