BlueHarbor Bank (FDIC certificate #58691) is based in Mooresville, North Carolina. Its Q2 2026 call report shows $628.4M in total assets and $551.2M in deposits and 3 offices.
BlueHarbor Bank has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 38 banks headquartered in North Carolina, it ranks 7th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (41/100, 97% loans-to-deposits, 35% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 82).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 78 |
| Q1 2025 | 81 |
| Q2 2025 | 81 |
| Q3 2025 | 82 |
| Q4 2025 | 81 |
| Q1 2026 | 80 |
| Q2 2026 | 82 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.96% |
| Q3 2024 | 12.03% |
| Q4 2024 | 11.98% |
| Q1 2025 | 12.08% |
| Q2 2025 | 11.96% |
| Q3 2025 | 11.98% |
| Q4 2025 | 11.57% |
| Q1 2026 | 11.44% |
| Q2 2026 | 11.78% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.01% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.36% |
| Q4 2024 | 1.45% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.87% |
| Q3 2025 | 1.93% |
| Q4 2025 | 1.99% |
| Q1 2026 | 2.17% |
| Q2 2026 | 2.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $628.4M | 11.78% | 0.00% | 2.21% | 96.5% |
| Q1 2026 | 80 | $623.3M | 11.44% | 0.00% | 2.17% | 95.6% |
| Q4 2025 | 81 | $606.8M | 11.57% | 0.00% | 1.99% | 96.9% |
| Q3 2025 | 82 | $571.8M | 11.98% | 0.00% | 1.93% | 98.7% |
| Q2 2025 | 81 | $544.5M | 11.96% | 0.00% | 1.87% | 97.8% |
| Q1 2025 | 81 | $522.3M | 12.08% | 0.00% | 1.86% | 94.2% |
| Q4 2024 | 78 | $507.2M | 11.98% | 0.00% | 1.45% | 97.3% |
| Q3 2024 | 77 | $486.0M | 12.03% | 0.01% | 1.36% | 94.4% |
| Q2 2024 | 76 | $463.3M | 11.96% | 0.01% | 1.23% | 95.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Oak RidgeBank Oak Ridge, NC | 63 out of 100, Moderate | $658.1M | 12.5% | 1.79% | vs |
| Lumbee Guaranty BankBank Pembroke, NC | 74 out of 100, Strong | $583.5M | 10.7% | 0.37% | vs |
| Triad Business BankBank Greensboro, NC | 52 out of 100, Below average | $536.0M | 10.9% | 1.38% | vs |
| LifeStore BankBank West Jefferson, NC | 71 out of 100, Strong | $491.3M | 11.9% | 1.11% | vs |
| First Federal Savings Bank of LincolntonBank Lincolnton, NC | 79 out of 100, Strong | $485.8M | 17.6% | 0.46% | vs |
| Mechanics & Farmers BankBank Durham, NC | 64 out of 100, Moderate | $476.0M | 15.1% | 2.39% | vs |
Deposit insurance
Is my money safe at BlueHarbor Bank?
Yes. BlueHarbor Bank is an FDIC-insured institution (FDIC certificate #58691). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 35.2% of deposits ($193.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.78%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.16% (benchmark: 10%).
3 locations
Branches
BlueHarbor Bank lists 3 offices in 3 cities. Most locations:
- Mooresville, NC (1)
- Mount Airy, NC (1)
- Statesville, NC (1)
Identity & history
Profile
- Legal name
- BlueHarbor Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58691
- RSSD ID
- 3636914
- Primary regulator
- FDIC
- Established
- January 8, 2008
- Headquarters
- 106 Corporate Park Dr, Mooresville, NC 28117
- Website
- www.blueharborbank.com
- Employees
- 42
Quick answers
BlueHarbor Bank: common questions
Is BlueHarbor Bank FDIC insured?
Yes. BlueHarbor Bank is an FDIC-insured institution (FDIC certificate #58691). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BlueHarbor Bank's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BlueHarbor Bank ever failed?
There is no failure record for FDIC certificate #58691 in the FDIC failed bank list.
How many branches does BlueHarbor Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mooresville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers & Merchants BankBank Granite Quarry, NC | 90 out of 100, Very strong | $998.8M | 15.3% | 0.79% | vs |
| Members Credit UnionCredit union Winston Salem, NC | 85 out of 100, Very strong | $477.1M | 14.8% | 0.82% | vs |
| Cs Credit UnionCredit union Catawba, NC | 84 out of 100, Strong | $30.5M | 18.7% | 0.46% | vs |
| Carolinas Telco Federal Credit UnionCredit union Charlotte, NC | 79 out of 100, Strong | $506.3M | 15.1% | 0.91% | vs |
| First Federal Savings Bank of LincolntonBank Lincolnton, NC | 79 out of 100, Strong | $485.8M | 17.6% | 0.46% | vs |
| Nova Credit UnionCredit union Charlotte, NC | 79 out of 100, Strong | $120.7M | 17.6% | 0.56% | vs |