Side-by-side · Q2 2026 data
Bank of Oak Ridge vs Triad Business Bank
Metric by metric
| Measure | Bank of Oak Ridge | Triad Business Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 52 |
| Capital cushion | 75 (stronger) | 59 |
| Loan quality | 40 | 54 (stronger) |
| Earnings | 69 (stronger) | 27 |
| Funding & liquidity | 59 (stronger) | 51 |
| Problem-loan coverage | 79 | 79 |
| Peer percentile | 24th | 8th |
| Total assets | $658.1M | $536.0M |
| Deposits / shares | $509.6M | $477.1M |
| Capital ratio | 12.53% (stronger) | 10.86% |
| Problem loans | 1.79% | 1.38% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.16% |
| Return on assets | 1.23% (stronger) | 0.18% |
| Loans ÷ deposits | 101.1% | 85.4% (stronger) |
| Uninsured deposits | 13.1% (stronger) | 36.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
Bank of Oak Ridge has the higher TellerScore (63 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Bank of Oak Ridge leads on 5 and Triad Business Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.