Triad Business Bank is a state-chartered bank headquartered in Greensboro, North Carolina, in business for about 6 years. At the end of Q2 2026 it reported $536.0M in total assets and $477.1M in deposits, with 3 offices.
Triad Business Bank has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 8% of its 2,650 banks with $100 million – $1 billion. Among 38 banks headquartered in North Carolina, it ranks 37th. Problem-loan coverage contributes the most (79/100, 10.4%); earnings contributes the least (27/100, 0.18%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (60 → 52), mostly because the loan quality component weakened by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 59 |
| Q4 2024 | 61 |
| Q1 2025 | 66 |
| Q2 2025 | 60 |
| Q3 2025 | 60 |
| Q4 2025 | 62 |
| Q1 2026 | 51 |
| Q2 2026 | 52 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.05% |
| Q3 2024 | 10.91% |
| Q4 2024 | 10.52% |
| Q1 2025 | 10.67% |
| Q2 2025 | 10.76% |
| Q3 2025 | 10.84% |
| Q4 2025 | 10.95% |
| Q1 2026 | 10.86% |
| Q2 2026 | 10.86% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.40% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.54% |
| Q1 2026 | 1.61% |
| Q2 2026 | 1.38% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.27% |
| Q3 2024 | -0.37% |
| Q4 2024 | -0.82% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.18% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $536.0M | 10.86% | 1.38% | 0.18% | 85.4% |
| Q1 2026 | 51 | $536.9M | 10.86% | 1.61% | 0.30% | 92.5% |
| Q4 2025 | 62 | $530.9M | 10.95% | 0.54% | 0.26% | 84.9% |
| Q3 2025 | 60 | $525.1M | 10.84% | 0.64% | 0.23% | 86.2% |
| Q2 2025 | 60 | $531.3M | 10.76% | 0.65% | 0.16% | 81.3% |
| Q1 2025 | 66 | $521.2M | 10.67% | 0.00% | 0.15% | 81.7% |
| Q4 2024 | 61 | $525.2M | 10.52% | 0.00% | -0.82% | 81.1% |
| Q3 2024 | 59 | $535.2M | 10.91% | 0.40% | -0.37% | 76.9% |
| Q2 2024 | 64 | $521.4M | 11.05% | 0.00% | -0.27% | 80.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| LifeStore BankBank West Jefferson, NC | 71 out of 100, Strong | $491.3M | 11.9% | 1.11% | vs |
| Lumbee Guaranty BankBank Pembroke, NC | 74 out of 100, Strong | $583.5M | 10.7% | 0.37% | vs |
| First Federal Savings Bank of LincolntonBank Lincolnton, NC | 79 out of 100, Strong | $485.8M | 17.6% | 0.46% | vs |
| Mechanics & Farmers BankBank Durham, NC | 64 out of 100, Moderate | $476.0M | 15.1% | 2.39% | vs |
| BlueHarbor BankBank Mooresville, NC | 82 out of 100, Strong | $628.4M | 11.8% | 0.00% | vs |
| Bank of Oak RidgeBank Oak Ridge, NC | 63 out of 100, Moderate | $658.1M | 12.5% | 1.79% | vs |
Deposit insurance
Is my money safe at Triad Business Bank?
Yes. Triad Business Bank is an FDIC-insured institution (FDIC certificate #59188). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.3% of deposits ($173.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.86%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.29% (benchmark: 10%).
3 locations
Branches
Triad Business Bank lists 3 offices in 3 cities. Most locations:
- Greensboro, NC (1)
- High Point, NC (1)
- Winston Salem, NC (1)
Identity & history
Profile
- Legal name
- Triad Business Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59188
- RSSD ID
- 5398627
- Primary regulator
- FDIC
- Established
- March 16, 2020
- Headquarters
- 1501 Highwoods Blvd, Greensboro, NC 27410
- Website
- www.triadbusinessbank.com
- Employees
- 55
Quick answers
Triad Business Bank: common questions
Is Triad Business Bank FDIC insured?
Yes. Triad Business Bank is an FDIC-insured institution (FDIC certificate #59188). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Triad Business Bank's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Triad Business Bank ever failed?
There is no failure record for FDIC certificate #59188 in the FDIC failed bank list.
How many branches does Triad Business Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Greensboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members Credit UnionCredit union Winston Salem, NC | 85 out of 100, Very strong | $477.1M | 14.8% | 0.82% | vs |
| Summit Credit UnionCredit union Greensboro, NC | 82 out of 100, Strong | $368.8M | 15.4% | 0.71% | vs |
| Internal Revenue Employees Federal Credit UnionCredit union Greensboro, NC | 80 out of 100, Strong | $12.2M | 29.4% | 0.75% | vs |
| Nova Credit UnionCredit union Charlotte, NC | 79 out of 100, Strong | $120.7M | 17.6% | 0.56% | vs |
| The Fidelity BankBank Fuquay Varina, NC | 78 out of 100, Strong | $4.7B | 11.5% | 0.42% | vs |
| Acclaim Federal Credit UnionCredit union Greensboro, NC | 78 out of 100, Strong | $60.4M | 12.9% | 0.44% | vs |