Side-by-side · Q2 2026 data
Bank of Ocean City vs County Bank
Metric by metric
| Measure | Bank of Ocean City | County Bank |
|---|---|---|
| TellerScore | 75 | 93 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 80 | 90 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 70 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 61st | 98th |
| Total assets | $695.0M | $696.4M |
| Deposits / shares | $616.5M | $577.8M |
| Capital ratio | 11.65% | 15.41% (stronger) |
| Problem loans | 0.59% | 0.30% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.37% | 3.34% (stronger) |
| Loans ÷ deposits | 84.3% (stronger) | 89.0% |
| Uninsured deposits | 16.6% | 16.3% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
County Bank has the higher TellerScore (93 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ocean City leads on 2 and County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.