Side-by-side · Q2 2026 data
Bank of Odessa vs Central Missouri Community Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Bank of Odessa | Central Missouri Community Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 60 |
| Capital cushion | 87 (stronger) | 32 |
| Loan quality | 29 | 83 (stronger) |
| Earnings | 100 (stronger) | 37 |
| Funding & liquidity | 74 | 89 (stronger) |
| Problem-loan coverage | 78 | 92 (stronger) |
| Peer percentile | 50th | 21st |
| Total assets | $667.1M | $140.2M |
| Deposits / shares | $567.0M | $129.5M |
| Capital ratio | 13.67% (stronger) | 8.17% |
| Problem loans | 2.12% | 0.52% (stronger) |
| Net charge-offs | 0.27% | 0.26% (stronger) |
| Return on assets | 2.04% (stronger) | 0.42% |
| Loans ÷ deposits | 79.3% | 71.7% (stronger) |
| Uninsured deposits | 20.7% | 3.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | 36.8% |
Bank of Odessa has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank of Odessa leads on 3 and Central Missouri Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.