Side-by-side · Q2 2026 data
Bank of O'Fallon vs Collinsville Building and Loan Association
Bank
Collinsville Building and Loan Association
Collinsville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Bank of O'Fallon | Collinsville Building and Loan Association |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 77 | 97 (stronger) |
| Earnings | 91 (stronger) | 22 |
| Funding & liquidity | 55 | 61 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 80th | 72nd |
| Total assets | $377.5M | $117.6M |
| Deposits / shares | $324.1M | $82.7M |
| Capital ratio | 13.82% | 29.50% (stronger) |
| Problem loans | 0.69% | 0.10% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.78% (stronger) | 0.05% |
| Loans ÷ deposits | 86.1% (stronger) | 99.7% |
| Uninsured deposits | 32.4% | 5.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Bank of O'Fallon has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 3 and Collinsville Building and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.