Side-by-side · Q2 2026 data
Bank of O'Fallon vs Midwest Members Credit Union
Metric by metric
| Measure | Bank of O'Fallon | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 88 (stronger) | 86 |
| Loan quality | 77 | 85 (stronger) |
| Earnings | 91 (stronger) | 86 |
| Funding & liquidity | 55 | 77 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 80th | 87th |
| Total assets | $377.5M | $226.6M |
| Deposits / shares | $324.1M | $195.5M |
| Capital ratio | 13.82% (stronger) | 13.58% |
| Problem loans | 0.69% | 0.44% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.34% |
| Return on assets | 1.78% (stronger) | 1.66% |
| Loans ÷ deposits | 86.1% | 82.8% (stronger) |
| Uninsured deposits | 32.4% | 3.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Midwest Members Credit Union has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 3 and Midwest Members Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.