Side-by-side · Q2 2026 data
Bank of O'Fallon vs Scott Credit Union
Metric by metric
| Measure | Bank of O'Fallon | Scott Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 88 (stronger) | 51 |
| Loan quality | 77 | 82 (stronger) |
| Earnings | 91 (stronger) | 65 |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 80th | 62nd |
| Total assets | $377.5M | $1.9B |
| Deposits / shares | $324.1M | $1.6B |
| Capital ratio | 13.82% (stronger) | 10.14% |
| Problem loans | 0.69% | 0.54% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.97% |
| Return on assets | 1.78% (stronger) | 1.14% |
| Loans ÷ deposits | 86.1% | 77.7% (stronger) |
| Uninsured deposits | 32.4% | 6.8% (stronger) |
| Offices | 1 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.3% |
Bank of O'Fallon has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of O'Fallon leads on 4 and Scott Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.