Side-by-side · Q2 2026 data
Bank of Ontario vs Westby Co-Op Credit Union
Metric by metric
| Measure | Bank of Ontario | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 51 | 77 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 0 | 52 (stronger) |
| Earnings | 66 | 69 (stronger) |
| Funding & liquidity | 65 | 76 (stronger) |
| Problem-loan coverage | 11 | 87 (stronger) |
| Peer percentile | 10th | 82nd |
| Total assets | $79.0M | $1.0B |
| Deposits / shares | $67.4M | $842.2M |
| Capital ratio | 13.85% | 15.64% (stronger) |
| Problem loans | 8.53% | 1.44% (stronger) |
| Net charge-offs | -0.11% (stronger) | 0.24% |
| Return on assets | 1.16% | 1.23% (stronger) |
| Loans ÷ deposits | 94.8% | 83.8% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 10.3% |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | 4.0% |
Westby Co-Op Credit Union has the higher TellerScore (77 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ontario leads on 2 and Westby Co-Op Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Westby, WI