Side-by-side · Q2 2026 data
Bank of Pensacola vs Century Bank of Florida
Metric by metric
| Measure | Bank of Pensacola | Century Bank of Florida |
|---|---|---|
| TellerScore | 73 (stronger) | 60 |
| Capital cushion | 48 | 56 (stronger) |
| Loan quality | 100 (stronger) | 67 |
| Earnings | 61 (stronger) | 40 |
| Funding & liquidity | 79 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 53rd | 19th |
| Total assets | $147.0M | $101.1M |
| Deposits / shares | $132.6M | $87.0M |
| Capital ratio | 9.84% | 10.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.99% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.02% (stronger) | 0.50% |
| Loans ÷ deposits | 60.6% (stronger) | 69.6% |
| Uninsured deposits | 33.7% (stronger) | 38.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Pensacola has the higher TellerScore (73 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank of Pensacola leads on 5 and Century Bank of Florida on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.