Century Bank of Florida (FDIC certificate #35558) is based in Tampa, Florida. Its Q2 2026 call report shows $101.1M in total assets and $87.0M in deposits and 1 office.
Based on its Q2 2026 filing, Century Bank of Florida scores 60/100, which we describe as moderate. That is higher than only 19% of 2,650 banks with $100 million – $1 billion. Among 82 banks headquartered in Florida, it ranks 69th. Its strongest component is problem-loan coverage (88/100; 5.8%), and its lowest is earnings (40/100; 0.50%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (64 → 60), mostly because the loan quality component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 66 |
| Q4 2024 | 65 |
| Q1 2025 | 67 |
| Q2 2025 | 64 |
| Q3 2025 | 64 |
| Q4 2025 | 66 |
| Q1 2026 | 64 |
| Q2 2026 | 60 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.26% |
| Q3 2024 | 9.18% |
| Q4 2024 | 9.47% |
| Q1 2025 | 9.60% |
| Q2 2025 | 9.87% |
| Q3 2025 | 10.03% |
| Q4 2025 | 10.17% |
| Q1 2026 | 10.15% |
| Q2 2026 | 10.56% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.08% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.49% |
| Q4 2025 | 0.42% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.99% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.65% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.65% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.45% |
| Q2 2026 | 0.50% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $101.1M | 10.56% | 0.99% | 0.50% | 69.6% |
| Q1 2026 | 64 | $103.6M | 10.15% | 0.42% | 0.45% | 66.2% |
| Q4 2025 | 66 | $104.8M | 10.17% | 0.42% | 0.73% | 67.6% |
| Q3 2025 | 64 | $97.4M | 10.03% | 0.49% | 0.65% | 72.1% |
| Q2 2025 | 64 | $100.1M | 9.87% | 0.52% | 0.56% | 64.7% |
| Q1 2025 | 67 | $105.3M | 9.60% | 0.08% | 0.51% | 61.4% |
| Q4 2024 | 65 | $99.0M | 9.47% | 0.43% | 0.74% | 67.8% |
| Q3 2024 | 66 | $105.6M | 9.18% | 0.17% | 0.69% | 60.6% |
| Q2 2024 | 63 | $107.3M | 9.26% | 0.51% | 0.65% | 59.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Bank of GracevilleBank Graceville, FL | 75 out of 100, Strong | $115.8M | 10.3% | 0.34% | vs |
| Bank of PensacolaBank Pensacola, FL | 73 out of 100, Strong | $147.0M | 9.8% | 0.00% | vs |
| PNB Community BankBank Niceville, FL | 75 out of 100, Strong | $155.2M | 10.3% | 0.04% | vs |
| Bank of Belle GladeBank Belle Glade, FL | 72 out of 100, Strong | $160.1M | 10.2% | 0.00% | vs |
| The Warrington BankBank Pensacola, FL | 88 out of 100, Very strong | $173.9M | 16.7% | 0.00% | vs |
| Gulf Coast Business BankBank Fort Myers, FL | 70 out of 100, Strong | $186.6M | 12.5% | 0.00% | vs |
Deposit insurance
Is my money safe at Century Bank of Florida?
Yes. Century Bank of Florida is an FDIC-insured institution (FDIC certificate #35558). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.1% of deposits ($33.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.56%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.80% (benchmark: 10%).
1 location
Branches
Century Bank of Florida lists 1 office in 1 city. Most locations:
- Tampa, FL (1)
Identity & history
Profile
- Legal name
- Century Bank of Florida
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 35558
- RSSD ID
- 2939001
- Primary regulator
- FED
- Holding company
- Century Bancshares of Fl Inc
- Established
- September 11, 2000
- Headquarters
- 716 W Fletcher Ave, Tampa, FL 33612
- Website
- www.centurybk.com
- Employees
- 17
Quick answers
Century Bank of Florida: common questions
Is Century Bank of Florida FDIC insured?
Yes. Century Bank of Florida is an FDIC-insured institution (FDIC certificate #35558). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Century Bank of Florida's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Century Bank of Florida ever failed?
There is no failure record for FDIC certificate #35558 in the FDIC failed bank list.
How many branches does Century Bank of Florida have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Tampa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 1st Street Credit UnionCredit union Sarasota, FL | 89 out of 100, Very strong | $34.5M | 14.7% | 0.10% | vs |
| Transport Credit UnionCredit union Tampa, FL | 85 out of 100, Very strong | $35.8M | 18.6% | 0.52% | vs |
| Republic Bank & Trust CompanyBank Louisville, KY | 84 out of 100, Strong | $7.1B | 14.8% | 0.56% | vs |
| Gallup Federal Credit UnionCredit union Omaha, NE | 84 out of 100, Strong | $16.4M | 18.1% | 0.05% | vs |
| Florida Customs Federal Credit UnionCredit union Tampa, FL | 83 out of 100, Strong | $6.8M | 26.8% | 0.40% | vs |
| Franklin-Somerset Federal Credit UnionCredit union Madison, ME | 81 out of 100, Strong | $149.3M | 12.9% | 0.75% | vs |