Side-by-side · Q2 2026 data
Bank of Perry County vs Union Bank
Metric by metric
| Measure | Bank of Perry County | Union Bank |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 41 | 57 (stronger) |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 88 (stronger) | 40 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 47th | 47th |
| Total assets | $253.1M | $247.0M |
| Deposits / shares | $224.3M | $223.5M |
| Capital ratio | 9.11% | 10.68% (stronger) |
| Problem loans | 0.38% (stronger) | 0.49% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.71% (stronger) | 0.51% |
| Loans ÷ deposits | 91.5% | 44.2% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 15.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Perry County leads on 4 and Union Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.