Side-by-side · Q2 2026 data
Bank of Pontiac vs Pontiac Dwight Prison Employs Credit Union
Credit union
Pontiac Dwight Prison Employs Credit Union
Pontiac, Illinois · Under $100 million in assets
Metric by metric
| Measure | Bank of Pontiac | Pontiac Dwight Prison Employs Credit Union |
|---|---|---|
| TellerScore | 72 | 81 (stronger) |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 71 (stronger) | 66 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 66th | 68th |
| Total assets | $1.2B | $8.3M |
| Deposits / shares | $1.0B | $7.4M |
| Capital ratio | 10.35% | 10.81% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 1.28% (stronger) | 1.15% |
| Loans ÷ deposits | 82.9% | 36.1% (stronger) |
| Uninsured deposits | 32.6% | 0.9% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Pontiac Dwight Prison Employs Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Pontiac leads on 1 and Pontiac Dwight Prison Employs Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.