Pontiac Dwight Prison Employs Credit Union (NCUA charter #60299) is based in Pontiac, Illinois. Its Q2 2026 call report shows $8.3M in total assets and $7.4M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Pontiac Dwight Prison Employs Credit Union scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 63rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (58/100; 10.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 20 points (61 → 81), mostly because the loan quality component improved by 77 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 66 |
| Q4 2024 | 74 |
| Q1 2025 | 83 |
| Q2 2025 | 61 |
| Q3 2025 | 80 |
| Q4 2025 | 73 |
| Q1 2026 | 78 |
| Q2 2026 | 81 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.18% |
| Q3 2024 | 11.02% |
| Q4 2024 | 11.27% |
| Q1 2025 | 11.29% |
| Q2 2025 | 11.37% |
| Q3 2025 | 11.06% |
| Q4 2025 | 10.92% |
| Q1 2026 | 10.71% |
| Q2 2026 | 10.81% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 1.28% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.04% |
| Q2 2025 | 2.31% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.19% |
| Q1 2025 | 1.31% |
| Q2 2025 | 1.11% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.20% |
| Q1 2026 | 0.81% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $8.3M | 10.81% | 0.00% | 1.15% | 36.1% |
| Q1 2026 | 78 | $8.1M | 10.71% | 0.00% | 0.81% | 39.6% |
| Q4 2025 | 73 | $7.8M | 10.92% | 0.00% | 0.20% | 44.7% |
| Q3 2025 | 80 | $8.1M | 11.06% | 0.00% | 0.98% | 42.7% |
| Q2 2025 | 61 | $7.7M | 11.37% | 2.31% | 1.11% | 42.2% |
| Q1 2025 | 83 | $7.6M | 11.29% | 0.04% | 1.31% | 42.6% |
| Q4 2024 | 74 | $7.4M | 11.27% | 0.04% | 0.19% | 41.7% |
| Q3 2024 | 66 | $7.8M | 11.02% | 1.28% | 0.69% | 41.1% |
| Q2 2024 | 80 | $7.7M | 11.18% | 0.00% | 0.94% | 40.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Joliet Firefighters Credit UnionCredit union Joliet, IL | 84 out of 100, Strong | $8.3M | 11.6% | 0.00% | vs |
| Burlington Northern Santa Fe Railwy Credit UnionCredit union Cicero, IL | 60 out of 100, Moderate | $8.2M | 19.3% | 2.69% | vs |
| Cta-74th Street Depot Federal Credit UnionCredit union Chicago, IL | 53 out of 100, Below average | $8.6M | 16.7% | 6.53% | vs |
| Metropolitan "l" Federal Credit UnionCredit union Oak Park, IL | 76 out of 100, Strong | $9.3M | 17.0% | 1.38% | vs |
| Chicago Area Office Federal Credit UnionCredit union Chicago, IL | 53 out of 100, Below average | $9.4M | 20.5% | 6.32% | vs |
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Pontiac Dwight Prison Employs Credit Union?
Yes. Pontiac Dwight Prison Employs Credit Union is a federally insured credit union (NCUA charter #60299). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.9% of shares and deposits ($64K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.81%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Pontiac Dwight Prison Employs Credit Union lists 2 offices in 1 city. Most locations:
- Pontiac, IL (2)
Identity & history
Profile
- Legal name
- Pontiac Dwight Prison Employs Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 60299
- RSSD ID
- 113599
- Primary regulator
- State + NCUA
- Established
- 1962
- Headquarters
- 300 N Ladd St, Pontiac, IL 61764
- Employees
- 5
Quick answers
Pontiac Dwight Prison Employs Credit Union: common questions
Is Pontiac Dwight Prison Employs Credit Union NCUA insured?
Yes. Pontiac Dwight Prison Employs Credit Union is a federally insured credit union (NCUA charter #60299). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Pontiac Dwight Prison Employs Credit Union's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Pontiac Dwight Prison Employs Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pontiac
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Vermilion Valley BankBank Piper City, IL | 96 out of 100, Very strong | $198.2M | 16.7% | 0.03% | vs |
| Campus State BankBank Campus, IL | 87 out of 100, Very strong | $26.2M | 12.3% | 0.00% | vs |
| Streator Onized Credit UnionCredit union Streator, IL | 84 out of 100, Strong | $423.3M | 15.6% | 0.47% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Streator Community Credit UnionCredit union Streator, IL | 80 out of 100, Strong | $42.3M | 11.0% | 0.43% | vs |
| Citizens Bank of ChatsworthBank Chatsworth, IL | 73 out of 100, Strong | $36.2M | 13.7% | 0.31% | vs |