Side-by-side · Q2 2026 data
Bank of Pontiac vs Streator Community Credit Union
Metric by metric
| Measure | Bank of Pontiac | Streator Community Credit Union |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 54 | 60 (stronger) |
| Loan quality | 91 (stronger) | 86 |
| Earnings | 71 | 76 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 66th | 65th |
| Total assets | $1.2B | $42.3M |
| Deposits / shares | $1.0B | $37.2M |
| Capital ratio | 10.35% | 10.97% (stronger) |
| Problem loans | 0.27% (stronger) | 0.43% |
| Net charge-offs | 0.30% | 0.21% (stronger) |
| Return on assets | 1.28% | 1.40% (stronger) |
| Loans ÷ deposits | 82.9% | 25.0% (stronger) |
| Uninsured deposits | 32.6% | 4.7% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Streator Community Credit Union has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of Pontiac leads on 1 and Streator Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.